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Multi-Tenant Payment Orchestration

Scale your marketplace without exposing merchants to cross-tenant data leaks. We isolate funds natively at the ledger layer.

Marketplaces break generic payment gateways. Splitting a single transaction across multiple vendors requires programmatic reconciliation. When refunds happen, the accounting gets brittle.

How FERNEL Fits Your Stack

Your NeedFERNEL CapabilityModule
Multi-party fund flowsProgrammable splits with atomic multi-leg transfersLedger
Escrow / hold-and-releaseTwo-phase transfers, durable hold workflowsWorkflows
Multi-currency payoutsPer-currency ledger accounts, FX operationsLedger
Tenant isolationEach marketplace tenant operates in an isolated financial spaceLedger
Automated reconciliationBank statement import, confidence-scored matchingConnectivity
Seller onboarding (KYC)Provider-agnostic verification, white-label sessionsCompliance

Where FERNEL Sits

Fernel handles the multi-party routing. Your platform logic determines the split. The engine guarantees atomic settlement.

Marketplace UI / Seller DashboardYour applicationPlatform BackendOrder management, shipping, disputesFERNEL PlatformWallets, splits, holds, payouts, KYCPayment RailsSEPA, card acquirer, Pix

The Ledger Guarantees the Math.

Talk to our team about your marketplace fund flow requirements.